CHOOSE A LOAN
Discover the perfect loan to meet your financial needs. Our straightforward application process and competitive rates ensure a seamless experience. Begin your journey towards financial success today.
Student Loans
Flexible repayment terms, competitive interest rates, and financial counseling to assist students in managing their finances effectively.
Salary Backed Loans
Simple application process, rapid approval, and clear, transparent terms and conditions, to help support your family or personal needs.
Business Loans
Quick approval process, competitive interest rates, and financial advisory services to support business planning and growth.
GET YOUR LOAN TODAY!.
Ready to take the next step? Applying for your loan is simple and fast. Start your application now and secure the funds you need to achieve your financial goals.
LOAN PAYMENT PLANS
The table below briefly outlines and guides you on the payment plan that you use when paying back your loan.
| Amount | Period | Interest | Instalment Scheme |
|---|---|---|---|
| K5,000 | 12 months | 5% | Monthly |
| K10,000 | 24 months | 4.5% | Quarterly |
| K15,000 | 36 months | 4% | Monthly |
| K20,000 | 48 months | 3.5% | Monthly |
| K25,000 | 60 months | 3% | Quarterly |
| K30,000 | 72 months | 2.5% | Monthly |
| K35,000 | 84 months | 2.5% | Bi-Annually |
| K40,000 | 96 months | 2% | Monthly |
| K45,000 | 108 months | 1.5% | Quarterly |
| K50,000 | 120 months | 1% | Monthly |
To have access to a comprehensive payment plan on our loans, we advice that you download the payment plan document by clicking the button below.
FREQUENTLY ASKED QUESTIONS
Review answers to commonly asked questions about our loan services. Whether you're looking for details on eligibility, interest rates, or the application process, we're here to provide clarity and help you make informed decisions.
If you have any questions about our loans or services, please don't hesitate to reach out. Our dedicated customer support team is here to help you.
The minimum loan amount depends on the loan type you choose. For example, a student loan may have a minimum amount of K100, while a salary-backed loan may have a minimum amount of K1000.
The processing time for your loan application depends on the loan type and the information you provide. Generally, it takes 30 minutes to process a student and salary-backed loan application, and 24hours to process a to process a business loan application.
Loan repayment terms vary depending on the loan type and the amount you borrow. For example, a student loan with a monthly repayment scheme may have a repayment period of 12 months, while a salary-backed loan with a quarterly repayment scheme may have a repayment period of 24 months.
What are your interest rates may vary depending on the loan type and the amount you borrow. Please refer to the rate sheets provided above to learn about our interest rates.
- Must be 18 years and above.
- Must provide collateral.
- Must provide proof of national identity (NRC or Driver’s license etc).
- Must sign loan agreement form.
- Must sign temporary letter of sale.
- Must fill out loan questionnaire.
- Must comprehensively understand the terms and conditions of loan.
Failure to make timely payment will result in forfeiture of client collateral unless sufficient reasons are communicated in good time and the loan is settled within the given grace period.